Following are some sources you should use to pay the adoption expenses and fees:

Loan, Grant & Scholarship Resource Report
The Loan, Grant and Scholarship Resource Report below provides detailed information for funding adoption. It provides comprehensive information on multiple funding opportunities. To view the Report, click here.

Tax Benefits
The Internal Revenue Service (IRS) released new figures related to the Adoption Tax Credit and Adoption Assistance Program on October 16, 2009.  Your personal accountant or Lifeline representative can help you figure an estimate of how much you should be able to receive. For more information, click here.

Employee Adoption Assistance Benefits
Many employers help their employees when they adopt by reimbursing adoption expenses with a cash benefit of several thousand dollars. If your employer does not offer this benefit, call Adoption and the Workplace at the National Adoption Center (800-TO-ADOPT) for materials to guide you in requesting this benefit from your employer.

Adoption Grants
Many organizations also offer adoption grants. See the contact information below on these organizations.

No Interest Adoption Loans and Matching Grants

Lifesong is a 501(c)(3) charitable nonprofit organization.  It is their purpose to help make adoption a reality for prospective parents who not have the funds to pay for the total cost of the adoption.  Lifesong will provide interest free loans up to $10,000 or 50% of the total adoption costs (whichever is lower).  Couples seeking assistance must complete an application and submit it with a copy of their completed home study.  For more information,

We encourage adoptive parents to prepare financially for their adoptive placement. Disciplined savings, loans and gifts from family and friends, home equity loans or lines of credit, or liquidating investments, are ways to be prepared financially for the day the child is placed in your care. Set up an adoption savings account, and look for ways to make extra money. Let others know of your plan and need. Sell a craft, market a skill, or hold a garage sale. Also, visit the sight below for other fundraising ideas.

A Mother’s Love
Creative ideas on fundraising.

Contacts for Adoption Grants

The National Adoption Foundation
100 Mill Plain Road
Danbury, CT 06811
(203) 791-3811
1025 Connecticut Ave. NW, Suite 102
Washington, DC 20036
(888) 627.8767

His Kids Too! Adoption Assistance Program
Cornerstone Adoption Services, Inc.
219 – B Delta Ct.
Tallahassee, FL 32303
(850) 524-5437

Kingdom Kids Adoption Ministries
Encouraging, educating, equipping the body of Christ about adoption
(509) 465-3520

Compelled Designs

Fund The Nations

The Manna Group
(309) 747-3556


A Child Waits Foundation

The JSW Adoption Foundation
For applicants with a financial need.?Preference given to childless families.
127 E. Main Street, Suite 5
Port Washington, WI 53074
(877) 905-2367? | (262) 268-1386

The Micah Fund
(651) 636-5255
For families adopting minority children. ?*Accepts Christian applicants residing in Minnesota and Western Wisconsin.
(800) 784.5361

A Child’s Desire
Fundraising Opportunities
1735 1/2 Washington St.
Natchitoches, LA 71457
(318) 354.1229

Our Chinese Daughters Foundation

Ibsen Adoption Network
2730 French Road NW
Olympia, WA 98502
Phone: (360) 866-7036
Fax: (360) 866-7059
(WA State families only)

The LYDIA Fund
c/o Kyle and Sharon Hastings
1211 Andover Blvd. NW
Andover, MN 55304
(763) 434-8896

God’s Grace Adoption Ministry
P.O. Box 4
Modesto, CA 95353?(209) 572-4539

Love Knows No Borders
500 B Monroe Turnpike
P.O. Box 350
Monroe, CT 06468

Child Welfare League of America
440 First Street NW, Third Floor
Washington, DC 20001-2085

Abba Fund
P.O. Box 1120
Ramseur, NC 27316